Your platform. Your merchants. Accelerated payment accounts. Value.IO Instant is the PayFac infrastructure behind the scenes — qualified for your vertical before anyone applies.
Value.IO Instant handles the payment infrastructure. Merchant accounts, underwriting, ACH, credit card processing, chargeback control, split pay between you and your merchants — all of it runs through a single API integration.
Instant is selective by design. The bank underwrites your merchant category, which means onboarding is faster and simpler — but only for verticals that fit the model. Check the directory below to see if yours qualifies.
When a merchant in your platform needs to bring their own processor (think that huge national brand deal you have been courting for months), you don't re-integrate. The same Value.IO connection handles both: Instant accounts for your smaller merchants, direct processor routing for the enterprise ones. One integration, wherever your customers take you.